Qualifications

Minimum Loan: $10k

 

Maximum Loan: $400k

Minimum 650 Credit Score (680 for Divisions)


No More Than 6 Hard Inquiries in The Last Six Months


No New Lines of Credit or Revolving Accounts in The Last Six Months

Citizenship in the US or US Virgin Islands

 

For Employees

Minimum of 6 Months At The Same Job With 1 Year of Continuous Work History of W-2 Employment and A Total Income of At Least $27,000

For Business Owners and Independent Contractors

Proof of Income is Needed


Ideally, No More Than 60% of Your Total Available Credit Usage

 

Any Bankruptcies Must Have Been Discharged 2+ or More Years Ago