Minimum Loan: $10k

 

Maximum Loan: $400k

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Minimum 650 Credit Score (680 for Divisions)

No More Than 6 Hard Inquiries in The Last Six Months

No New Lines of Credit or Revolving Accounts in The Last Six Months

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Citizenship in the US or US Virgin Islands

 

For Employees

Minimum of 6 Months At The Same Job With 1 Year of Continuous Work History of W-2 Employment and A Total Income of At Least $27,000

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For Business Owners and Independent Contractors

Proof of Income is Needed

Ideally, No More Than 60% of Your Total Available Credit Usage

 

Any Bankruptcies Must Have Been Discharged 2+ or More Years Ago