
Qualifications
Minimum Loan: $10k
Maximum Loan: $400k
Minimum 650 Credit Score (680 for Divisions)
No More Than 6 Hard Inquiries in The Last Six Months
No New Lines of Credit or Revolving Accounts in The Last Six Months
Citizenship in the US or US Virgin Islands
For Employees
Minimum of 6 Months At The Same Job With 1 Year of Continuous Work History of W-2 Employment and A Total Income of At Least $27,000
For Business Owners and Independent Contractors
Proof of Income is Needed
Ideally, No More Than 60% of Your Total Available Credit Usage
Any Bankruptcies Must Have Been Discharged 2+ or More Years Ago